Do you want to shop online but don’t have a credit card? Or maybe you prefer to use your checking account instead of a credit card for online purchases. If so, you’re in luck! There are many online retail sites that accept ACH payments.
ACH payments, also known as direct deposits or electronic funds transfers, are a secure and convenient way to pay for online purchases. With ACH payments, you simply enter your routing and account number, and the payment is automatically deducted from your bank account. In this article, I’ll list the top 5 online retail sites that accept payments with routing and account number.
Top 5 Sites You Can Pay With Routing And Account Number
1. Amazon
Amazon is a popular American e-commerce company that offers a wide range of products, including books, electronics, clothing, and home goods. Amazon also accepts ACH payments for online purchases.
To pay with your checking account on Amazon, you will need to have an Amazon account and an ACH-enabled checking account. You can add your checking account information to your Amazon account by going to Your Account > Payment Options > Add Bank Account.
Once you have added your checking account information, you can select it as a payment method at checkout. When you do this, Amazon will send a small authorization hold to your account to verify that the account is valid. The authorization hold will be released within a few days.
Read Also: How To Make Instant Transfer With Routing And Account Number Without Verification
2. Microsoft Store
Microsoft Store is a digital distribution platform run by Microsoft that sells software, games, hardware, and other products. Microsoft Store also accepts ACH payments for online purchases.
To pay with your checking account on the Microsoft Store, you can add your checking account information to your Microsoft account. Here are the steps on how to do it:
- Go to the Microsoft Store website and sign in to your Microsoft account.
- Click on the “Profile” icon in the top right corner of the page.
- Select “Payment & Billing” from the menu.
- Click on the “Add a Payment Option” button.
- Choose “Bank Account” and enter your name, account number, routing number, and address.
- Click on the “Save” button.
Your payment method will be saved, and you can use it to make purchases on the Microsoft Store.
3. Walmart
Walmart is a popular American retailer that offers a wide range of products, including groceries, clothing, electronics, and home goods. Walmart also accepts ACH payments for online purchases.
To pay with your checking account on Walmart, simply shop for your favorite items on their website and proceed to checkout. At checkout, select the “Pay with cash” option and then choose “Pay with checking account.” You will then be prompted to enter your routing and account numbers. Once you confirm your order, your payment will be processed, and your order will be shipped.
4. Target
Target is an American multinational retail corporation that operates a chain of hypermarkets, discount department stores, and grocery stores. Target also accepts ACH payments for online purchases.
To pay with your checking account on Target, you can either:
- Provide your checking account’s routing and account numbers directly to Target.
- Create a secure mobile payment account, such as PayPal or Cash App, and link your checking account to the mobile payment. Once your checking account is linked, you can use the mobile payment to make purchases on Target.
In either case, your account must be ACH-enabled. ACH payments are a secure and convenient way to pay for online purchases. Your routing and account numbers are not stored by Target, so your information is safe. You can also pay with ACH payments through Target’s app.
Read Also: What to Do if a Scammer Has Your Phone Number?
5. Best Buy
Best Buy is an American multinational retailer with over 1,000 stores in the United States and Canada that sells consumer electronics, appliances, computers, and entertainment products. Best Buy also accepts ACH payments for online purchases.
To pay with your checking account number on Best Buy, you will need to enter your routing number and account number on the checkout page. You will also need to provide your name and address. Best Buy does not charge any fees for payments made with checking account numbers.
Payments made with checking account numbers are processed through a third-party service called Authorize.net. Authorize.net is a secure payment processor that protects your personal and financial information. If you are not comfortable providing your checking account number online, you can also pay for your Best Buy purchases with PayPal or a credit card.
How to Find Your Routing and Account Number?
- Check your bank statement
Your routing and account numbers are usually printed on your bank statement. You can find them at the bottom of the statement, usually in the upper right corner.
- Look at your check
Your routing number is also printed on your checks. It is usually located in the lower left corner of the check, next to the check number. Your account number is usually located in the upper right corner of the check, next to the payee’s name.
- Contact your bank
If you cannot find your routing and account numbers on your bank statement or check, you can contact your bank customer service. They will be able to provide you with your routing and account numbers.
Read Also: Cash App Money Not Showing Up In Bank Account
Frequently Asked Questions
Can I Pay For My Purchases on Amazon Using My Checking Account?
Yes, you can pay for your purchases on Amazon using your checking account. Amazon is one of the top five online stores that accept payment through routing and account numbers. To make a purchase using your checking account on Amazon, you need to link your checking account to your Amazon account. Once you have linked your account, you can select the “checking account” option at checkout to complete your purchase.
Are There Any Jewelry Stores That Accept Payment Through Routing and Account Numbers?
Yes, there are jewelry stores that accept payment through routing and account numbers. However, you may need to do some research to find them. Some jewelry stores that accept payment through routing and account numbers include Blue Nile, James Allen, and Zales. To make a purchase using your checking account, you will need to provide your routing and account numbers at checkout.
Is It Possible to Pay for Food Online Using My Bank Account Number?
Yes, it is possible to pay for food online using your bank account number. Some food delivery services and grocery stores accept payment through routing and account numbers. For example, Walmart and Target both accept payment through routing and account numbers for online grocery orders. To make a purchase using your checking account, you will need to provide your routing and account numbers at checkout.
Conclusion
Many online retail sites accept ACH payments. These sites include Amazon, eBay, Walmart, Target, Best Buy, and Microsoft Store. ACH payments are a secure and convenient way to pay for online purchases. The merchant does not store your routing and account numbers, so your information is safe.
